I'm personally on a mission. A mission to persuade individuals to save, not just a few dollars, but enough to have a "real" retirement!
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You can earn stock market gains without the stock market losses. Your account can never experience a loss no matter how much the stock market plummets.
This strategy will provide tax-free income during your retirement years. Unlike "qualified" plans it will not be subject to a tax hike.
If set up properly, this strategy will provide income you can rely on year after year no matter how long you live.